The payment service between vendors and consumers is offered by Svea Bank AB (Company registration number 3237195-7) in co-operation with banks and credit institutions. You as a consumer are not required to register or pay extra costs for using the payment service. Svea Bank AB is an authorized payment institution supervised by the Financial Supervisory Authority (FIN-FSA). All data transfer and money transactions are SSL secured meaning that no external party can see your personal information. Svea Bank AB will show as the recipient of the payment.
The buyer selects the payment method by clicking on the payment method logo in the shopping cart. Once the buyer has selected the desired payment method, he / she will go directly to the respective online bank, card payment service or the payment page of the Invoice or Payment Service.
You can see your invoice and open payments in Svea's service here.
Online banking online payment buttons
You have at your disposal the online payment buttons of all Finnish banks. When you have the usernames provided by your own bank and you are paying for your online purchases, you will go to our own bank for a moment from the pages of our online store and pay for the selected products directly from your own account. The payee is Svea Bank AB, which takes care of the payment transmission of our online store.
Card payments and MobilePay (Visa, Visa Electron, Mastercard and Business Eurocard)
Paying with a card in our online store is effortless and secure. Card payment and Danske Bank's MobilePay payment in our online store are offered by Svea Bank AB. During a payment transaction, credit card information is always processed over a secure network connection. Card numbers are not stored in the information systems of the online store or Svea Bank AB, but are processed by the technical service provider Payment Highway Oy.
Flexibility in payment time With Invoice and Batch Payment
Svea Bank AB Invoice and Installment Payment gives you more time to pay for your online store purchases. Using them, you can wait for your order to arrive before paying for it. You can pay for your purchase at once with an invoice, or choose a one-time credit where you choose the payment period and monthly installments that work best for you. The payment method is intended for purchases totaling EUR 30 - 3000. We will add a five (5) euro billing and processing surcharge to each invoice.
Svea offers you an easy and safe way to make purchases by invoice. When you choose to pay with invoice, you will always get at least 14 days payment time. The buyer must be at least 21 years old. Interest for delayed payments is a legitimate interest for late payment i.e. 7 % + reference rate applied by the European Central Bank. We charge 5 EUR for payment reminders.
You can check your open invoices from My Pages.
The use of Svea’s invoice requires an approved credit decision. When applying for a credit, the applicant gives permission to request information from other lenders on the customer credit information system of Suomen Asiakastieto Oy. We will also check the applicant's credit information. A customer, whose credit application has been rejected, has the right to apply for a new credit decision by providing additional information through contacting Svea’s customer service.
Pay in smaller monthly instalments
Account credit is a one-time credit that allows you to split the invoice into smaller monthly payments in a way that is suitable for you. If you want to pay the invoice in instalments, you need to familiarize yourself with the credit account terms and conditions that have been sent to you with the invoice and approve them with your signature. After approving the terms with your signature, you can pay the minimum amount on the invoice. You can pay the remaining credit amount at any time without any additional charges for unused credit time.
Part payment is a one-time credit, which allows you to pay for your purchase with the payment period of your choice and fixed monthly instalment. You can choose the most suitable payment plan from the options offered at the webshop. The buyer must be at least 21 years old.
You can check your open Part Payments from My Pages.
The use of Svea's part payment requires an approved credit decision. When applying for credit, the applicant gives permission to request information from other lenders on the customer survey information system of Suomen Asiakastieto Oy. We will also check the applicant's credit information. A customer, whose credit application has been rejected, has the right to apply for a new credit decision by providing additional information through contacting Svea’s customer service.
The use of Svea’s B2B invoice requires an approved credit decision. The buyer assures to be entitled to act on behalf of the company whose data is being used to make the purchase. Svea has the right to verify the buyer’s right to sign or other given purchase rights in that company.
If you have any questions regarding invoices or part payment, please contact us at +358 9 4242 3330 or by contact form.
You can also check your open credits from My Pages.
Contact information for the payment intermediary:
Svea Bank AB
Business ID: 3237195-7
Phone: +358 9 4242 3330 (mon to fri 8am to 5pm CET)
Order and payment confirmation
After a successful order, an order confirmation will be sent to your email. In addition, you will receive a payment confirmation message that will allow you to track delivery. To send confirmation messages, you must provide an email address when ordering.